Best AI for writing novels in 2026

Pick by how you pay for the AI and what you write. If you already pay for ChatGPT or Claude, use a tool that runs on that account. If you want the AI included, expect monthly credits.

Which AI writing tool fits which novelist

Long serials on your own AI

Webnovels AI

AI included in the plan

Sudowrite

Bring your own key, in the browser

Novelcrafter

Unlimited text generation

NovelAI

A book draft from a prompt

Squibler

Editing a draft you wrote

ProWritingAid

A clean document editor

Type.ai

Price, AI credits and where you write

AI novel writing tools compared on price and AI use
ToolLowest AI planHow AI is paid forUse your own AIWhere you write
Webnovels AI$10 a monthNo credits. AI runs on your own ChatGPT or Grok sign-in, an API key such as a Claude key, or a local modelYes: ChatGPT and Grok sign-in, API keys (Claude, OpenRouter, DeepSeek and others), Ollama, LM StudioDesktop app; chapters saved as Markdown files in a folder you choose
Sudowrite$19 a month ($10 a month billed annually)Monthly credits: 225K, 1M (promotional) or 2M depending on plan; Max rolls unused credits over for 12 monthsNo; AI is included through Sudowrite creditsWeb app
Novelcrafter$8 a month plus your AI providerNo Novelcrafter credits. AI tiers connect your own provider, which bills you separatelyYes: provider keys and advertised local-model connectionsWeb app
NovelAI$10 a monthUnlimited text on paid plans, with context of 8,192 to 28,672 tokens by tier; newer models and images have limitsNo; NovelAI runs its own modelsWeb app
Squibler$29.99 a month ($15.83 a month billed annually)Credits: 1,000 a month free, 10,000 on Plus; Pro is advertised as unlimitedNo; AI is included through Squibler creditsWeb app
ProWritingAid$30 a month ($10 a month billed yearly)Daily limits: 5 Sparks a day on Premium, 50 on Premium Pro, 3 on the free planNot offered on its pricing pageEditing and style checker for text you have written
Type.ai$8 a month ($96 billed annually)Credits: 500,000, 1.5 million or 6 million by plan; larger requests use moreNot offered on its pricing pageWeb app; up to 150,000 words per document

Three questions that decide it

Questions

What is the best AI for writing a novel?

It depends on how you want to pay for the AI and how you write. If you already pay for ChatGPT, Claude or another provider, pick a tool that uses that account: Webnovels AI ($10 a month) or Novelcrafter (from $8 a month plus your provider). If you want the AI included and set up for you, Sudowrite is the established choice, from $19 a month with monthly credits.

Which AI writing tools use credits?

Sudowrite, Squibler and Type.ai meter AI use in credits by plan. ProWritingAid limits its AI Sparks per day. Novelcrafter and Webnovels AI sell no AI credits because the AI runs on a provider you connect. NovelAI includes unlimited text generation on its paid plans.

Can AI write a whole novel for me?

Some tools are built to generate a book from a prompt, such as Squibler. A long serial still needs an author to keep characters, power levels and plot threads straight from chapter to chapter. Webnovels AI drafts and edits one chapter at a time, and you approve each change before it goes into the book.

What is the best AI for web novels and LitRPG?

Long serials such as xianxia, LitRPG and progression fantasy depend on facts that change every few chapters: ranks, skills, stats and who knows what. Webnovels AI keeps those records beside each chapter and updates them when you accept a chapter, so the next draft starts from the current state of the story.

Is ProWritingAid an AI novel writer?

ProWritingAid is mainly an editing and style checker for text you have already written. It reports on grammar, style and pacing and adds a limited number of AI Sparks a day. If you want a tool that drafts chapters, look at the other tools on this page.

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